Very Small Enterprises

Empowering entrepreneurs to start and succeed

Tamwilcom supports very small businesses as they navigate the early stages of growth.Through straightforward and accessible financing schemes, the institution helps open the door to funding, promotes the creation of sustainable businesses and encourages entrepreneurship across all regions.

Damane Express

Damane Express

SECURING YOUR CASH FLOW

Damane Express

SECURING YOUR CASH FLOW

Damane Express

A fast, flexible guarantee solution covering both operating and investment loans, designed to shore up cash flow and keep your business running without disruption.

Eligible businesses: VSEs incorporated under Moroccan law, across all sectors, excluding real estate promotion and deep-sea fishing.

Key advantage: Rapid processing and built-in flexibility to meet your most pressing needs.

Damane Intelak

Damane Intelak

EMPOWERING NEW VENTURES TO TAKE ROOT AND THRIVE

Damane Intelak

EMPOWERING NEW VENTURES TO TAKE ROOT AND THRIVE

Damane Intelak

Damane Intelak is a guarantee designed to support young businesses as they invest and grow, covering up to 80% of the loan amount.

Eligible beneficiaries: Entrepreneurs, auto-entrepreneurs, and eligible small businesses.

Key advantage: An inclusive, commission-free financing lever that opens the door for a new generation of economic players.

Damane Intelak Al Moustatmir Al Qarawi

Damane Intelak Al Moustatmir Al Qarawi

DRIVING INVESTMENT INTO THE HEART OF RURAL MOROCCO

Damane Intelak Al Moustatmir Al Qarawi

DRIVING INVESTMENT INTO THE HEART OF RURAL MOROCCO

Damane Intelak Al Moustatmir Al Qarawi

An extension of the Intelaka Programme dedicated to the rural economy, backing productive ventures and small-scale farming operations. 

Eligible beneficiaries: Project holders, young rural entrepreneurs, and local small businesses. 

Key advantage: A powerful lever for territorial inclusion, local job creation, and unlocking the potential of rural resources.

Start-TPE

Start-TPE

STANDING BEHIND VERY SMALL ENTERPRISES

Start-TPE

STANDING BEHIND VERY SMALL ENTERPRISES

Start-TPE

A financing solution designed to cover the working capital needs of very small enterprises benefiting from the Intelaka programme. 

Eligible beneficiaries: VSEs and project holders incorporated under Moroccan law with a guaranteed investment loan under the Intelaka programme. 

Key advantage: Complementary cash-flow support at zero interest and with no security required.