Solutions designed to help businesses grow and innovate
TAMWILCOM supports Moroccan SMEs in their pursuit of development, modernisation, and international expansion. Through targeted guarantee schemes, the institution helps them access financing, encourages productive investment and strengthens the competitiveness of high-potential businesses.
BACKING THE INVESTMENTS THAT BUILD TOMORROW
A guaranteed solution covering medium and long-term investment loans, designed to support businesses as they pursue transformative growth projects.
Eligible beneficiaries: Enterprises incorporated under Moroccan law, across all sectors.
Key advantage: Strengthened support for high-impact, structured investment projects.
KEEPING THE OPERATING ENGINE RUNNING
A guaranteed solution covering short-term operating loans granted to businesses, designed to support the day-to-day management of their operations.
Eligible beneficiaries: SMEs and large enterprises incorporated under Moroccan law, across all sectors.
Key advantage: Guarantee coverage tailored to recurring working capital needs.
GIVING MOROCCAN BUSINESSES THE CONFIDENCE TO COMPETE GLOBALLY
A guarantee solution designed to secure the surety bonds required when bidding for or executing contracts abroad, enabling Moroccan businesses to seize international export opportunities.
Eligible beneficiaries: Enterprises incorporated under Moroccan law engaged in the production of goods or services, whether bidding for or holding works, supply, or service contracts abroad.
Key advantage: A high guarantee coverage ratio that strengthens the credibility of Moroccan enterprises in the eyes of international contracting authorities.
STRENGTHENING SMES' CAPACITY TO INVEST
A structured co-financing solution combining senior bank financing with junior mezzanine financing, designed to fund investment programmes.
Eligible beneficiaries: Enterprises incorporated under Moroccan law in their development phase, with a sound financial structure and meeting the scheme's eligibility criteria.
Key advantage: Enhanced financing capacity for structuring investment projects through an optimised risk-sharing model.
