Start-TPE is a financing product designed to support businesses benefiting from the Intelaka programme in covering their working capital needs. It takes the form of a working-capital loan, backed by a guaranteed investment loan. The financing can cover up to 20% of the guaranteed investment loan amount, capped at MAD 50,000.
Who is eligible and which sectors are covered?
All sectors are covered. The loan is available to enterprises incorporated under Moroccan law, whether natural or legal persons, whose activities involve the production of goods or services, and that have received an investment loan of up to MAD 300,000, guaranteed under Damane Intelak or Intelak Al Moustatmir Al Qarawi, within the Intelaka programme.
What financing is covered, how long does it last, and what does it cost?
Start-TPE is a loan for working capital financing, granted at up to 20% of the guaranteed investment loan amount, capped at MAD 50,000. It carries zero interest, no commission, and no security requirement, and is repayable in a single instalment after a grace period of up to five years.
What is the risk ceiling?
The Start-TPE loan is capped at MAD 50,000 per enterprise, with each enterprise eligible only once.
How long does it take and how do I apply?
Applications are processed directly by the bank through an electronic data exchange. Requests are submitted through the bank that issued the guaranteed investment loan under the Intelaka programme.
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