MDM Invest is a co-financing mechanism that supports business creation or expansion projects promoted in Morocco by Moroccans residing abroad, through a non-repayable contribution. It provides a direct contribution to productive investment, disbursed upon project completion.
Who is eligible and what projects qualify?
MDM Invest is open to Moroccans residing abroad as well as those who have recently returned to the country, with business creation or expansion projects in Morocco requiring a minimum investment of MAD 1 million.
Eligible sectors include industry, industrial services, education, transport and logistics, energy, the green economy, digital, craftsmanship, local products, tourism, and healthcare, provided that the project has not been carried out before the application.
What financing is covered and how does it work?
MDM Invest provides a non-repayable investment bonus equal to 10% of the total project cost, capped at MAD 5 million, disbursed upon effective completion of the project. The remainder is financed through a bank loan and/or other contributions.
What are the financial terms?
The project holder must contribute at least 20% of the total investment in equity. The MDM Invest contribution carries no repayment obligation or interest; it is granted as a subsidy upon completion of the project.
How do I apply?
Applications for the MDM Invest contribution are submitted exclusively by the eligible enterprise through its bank, regardless of the financing arrangement chosen for the remainder of the project.
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